Hospital Indemnity products like the ones offered through Philadelphia American can serve as an excellent alternative to expensive major medical plans. The coverages can be customized to fit almost any budget. They are designed to cover everyday doctor visits, surgeries, hospital stays and major critical illnesses. It is crucial that clients understand all the benefits and that starts having a knowledgeable agent. Luckily, Stockett and Associates agents are quite versed on these Philadelphia American Hospital Indemnity products.  In fact, several of us use these plans for our own personal health insurance for our families.  I have personally carried them for several years.  They have covered everything from routine doctor care, covid tests and shots and a surgery.  If you have questions about the products or the trainings please contact us at Stockett and Associates.