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Part A Premium:
- Most people don’t pay a monthly premium for Part A if you have worked for 10 Years or 40 Quarters.
- If you have to buy Part A, you’ll pay $278 or up to $506 each month based on earnings.
Part A hospital inpatient deductible and coinsurance:
- $1,364 deductible for each benefit period
- Days 1-60: $0 coinsurance for each benefit period
- Days 61-90: $341 coinsurance per day of each benefit period
- Days 91 and beyond: $682 coinsurance per each “lifetime reserve day” after day 90 for each benefit period (up to 60 days over your lifetime)
- Beyond lifetime reserve days: all costs
Part B Premium:
- The standard Part B premium amount is $174.80 (or higher depending on your income).
- However, some people who get Social Security benefits will pay less than this amount ($130 on average).
Part B deductible and coinsurance:
- $226 per year.
- After your deductible is met, you typically pay 20% of the Medicare-approved amount for most doctor services (including most doctor services while you’re a hospital inpatient), outpatient therapy, and durable medical equipment.
This information comes from www.medicare.gov/your-medicare-costs
By contacting the phone number on this website you will be directed to a licensed agent.
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